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Niramaya Health Insurance Scheme 2024: Apply Online free , Eligibility, Benefits

Niramaya Health Insurance Scheme:

The Niramaya Health Insurance Scheme helps people with disabilities like autism, cerebral palsy, and mental retardation get health insurance. This program is run by The National Trust for Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation, and Multiple Disabilities under the Ministry of Social Justice and Empowerment. If you qualify, you can get a Niramaya Health Insurance Scheme. that gives you up to Rs. 1 lakh for medical expenses. Check out the article below to find out more about this scheme.

Overview Of Niramaya Health Insurance Scheme 2024

Name of the schemeNiramaya Health Insurance Scheme
Launched byGovernment of India
ObjectiveTo provide health insurance coverage
Beneficiariesall PwDs with valid disability certificates
Official Websitehttps://thenationaltrust.gov.in/auth/guidelines4.php

Objectives of Niramaya Health Insurance Scheme 2024:

The aim of the Niramaya Scheme is to provide affordable health insurance to people with disabilities covered by the National Trust Act of 1999. This Scheme gives them a chance to get reimbursed for their medical expenses, with coverage up to Rs. 1 lakh every year.

Eligibility Criteria for Niramaya Health Insurance Scheme 2024:

  • Anyone who has a valid certificate proving they have a disability can apply for the Scheme .
  • They need to have one of the disabilities mentioned in the National Trust Act of 1999 to qualify.

Documents Required

These are the papers you need for the Niramaya Health Insurance Scheme.

For Claim Process:

  • Copy of Niramaya card or mention Health ID Card number.
  • Self-attested copy of Disability Certificate.
  • All original prescription papers given by the doctor.
  • All original bills of Hospital / Medicine / Doctor fee / Therapy fee / Conveyance etc.
  • All reports in original.Complete bank details of Beneficiary : Name of Account Holder.Account No. / Bank Name / Branch / (City & State).Bank account IFSC Code.

Features of Niramaya Health Insurance Scheme:

Here are the main things about the Niramaya Insurance Scheme:

  • You can get up to Rs. 1 lakh for medical expenses, but you need to pay first and then get reimbursed.
  • Anyone from anywhere in India can join this Scheme .
  • It offers many health services.
  • No matter what kind of disability you have, you can get similar coverage.
  • It covers things like doctor visits, dental check-ups, hospital stays, surgeries, therapy, and even alternative medicine.
  • It also pays for transportation costs.
  • You don’t need a medical exam before joining.
  • There’s one fee for everyone, no matter how old you are.
  • People with disabilities who have a valid certificate can benefit from this scheme.

Benefits of Niramaya Health Insurance Scheme 2024:

Here are the good things about the Niramaya Health Insurance Scheme:

  • Health coverage: You get up to ₹1,00,000 to pay for different medical costs.
  • Dental care: They help with keeping your teeth healthy.
  • Outpatient treatment: You can get medicines, tests, and check-ups without staying in the hospital.
  • Continuous care: They help you stay healthy and deal with any problems you have.
  • Regular check-ups: They make sure you stay well, especially if you have a disability.
  • Surgery: If you have any existing health issues or are at risk of new ones, they can help with operations.
  • Hospital stays and other treatments: They cover your expenses if you need to stay in the hospital or get treatments that don’t involve surgery.
  • Alternative treatments: They also cover different kinds of medicine if you prefer that.
  • Transport help: They’ll pay for your travel if you need to go somewhere for medical reasons.

For Enrollment Process:

  • Evidence of payment.
  • A card for people who don’t have much money (if the person is in this group).
  • Proof of where you live.
  • A paper that says you have a disability from the hospital or government (you sign it yourself).
  • A paper showing how much money your parent or guardian makes (they sign it themselves), from the government of the area you live in (if you’re not in the group with less money).

Application Process of Niramaya Health Insurance Scheme 2024::

How to Sign Up for Niramaya Health Insurance:

  • Visit the nearest Registered Organisation (RO) if you’re a parent or guardian of a Person with Disability (PwD).
  • Bring all the required documents with you.
  • The RO will check your documents and fill out the Niramaya application online.
  • They’ll also upload scanned copies of the necessary paperwork.
  • Once approved, you’ll get a Health ID number or card. You can also download it online or from the RO.

How to Apply Online for a Health Card in Niramaya:

To get a Niramaya Health Card, you need to apply online. Here’s how:

  • Go to the official website
  • Look for “Niramaya” under the “Scheme” section on the left side of the page.
  • Click on “Download” to get more information about the scheme.
  • You’ll find different forms like Enrollment Form, Renewal Application Form, and Claim Form.
  • Choose “Download Enrollment Form.”
  • Fill out the form with all the required details.
  • Submit the filled-out form to the nearest RO (Regional Office).
  • The RO will process your application online, verify your documents, pay the fees, and submit the completed form on the National Trust portal.

Login Process:

Here’s how employees can log in:

  • Go to the National Trust’s official website.
  • Click on “Login” in the menu.
  • Enter your login ID, password, and captcha code.
  • Click on “Login.

Registration Process:

Here’s how to sign up:

  1. Visit the national trust’s official website.
  2. Tap on the “Register” button.
  3. Fill in your:
  • Username
  • Password
  • Captcha code

4. Click on “Register” to finish.

How to Edit Registration form:

To change your registration info, just do this:

  • Visit the National Trust website.
  • Pick “registration” from the menu.
  • Choose “edit registration form.”
  • Read the rules.
  • Click “submit.

How to view application status:

To check your application status, just follow these easy steps:

  • Head over to the national trust’s official website.
  • Look for the registration option in the menu and click on it.
  • Choose the application status from the dropdown menu.
  • Fill in these details: what type of application you submitted, your application ID, and the captcha code.
  • Finally, hit the submit button.

Contact Information:

For more information contact the below-mentioned phone number.



Friends, we’ve provided important information regarding the Niramaya Health Insurance Scheme . If you’re still facing any kind of issue, you can inform us through comments. Every comment from you is valuable to us. We’ll continuously strive to solve your problem. Thank you for visiting our website https://dailyupdateshq.com/ and stay tuned for the latest updates.

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